Roth or Regular: Which 401(k) is Best?
It's time to decide whether you want to pay taxes now or later on your retirement savings.See it on Scoop.it, via Plan Sponsor Retirement News
View ArticleImmigration Reform Could Cost Social Security Billions - Yahoo! Finance (blog)
Immigration Reform Could Cost Social Security Billions Yahoo! Finance (blog) Stephen Goss, chief actuary of the Social Security Administration estimates that 3.1 million illegal workers pay into...
View ArticleWhy IRAs Hold More Money Than 401(k)s
IRAs are now the primary way workers are saving for retirement.See it on Scoop.it, via Plan Sponsor Retirement News
View ArticleIs 401(k) Good for America?
I've always encouraged people to put the maximum amount into a 401(k) plan. Few do. Many put in little or nothing at all. Now they are looking at a bleak retirement. Or no retirement at all. (Is...
View ArticlePisani: Retirement Crisis Ahead
Americans are living longer and don't have anywhere near enough saved for retirement, a new study showed Tuesday.See it on Scoop.it, via Plan Sponsor Retirement News
View ArticleU.S. Workers Saving Too Little to Retire
Workers and employers in the U.S. are bracing for a retirement crisis, even as the stock market sits near highs and the economy shows signs of improvement.See it on Scoop.it, via Plan Sponsor...
View ArticlePLANADVISER.com - Older Employees Delaying Retirement
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View ArticleGAO: 401(k) companies often mislead account holders
Report to be released today says workers are encouraged to invest in accounts with higher fees.See it on Scoop.it, via Plan Sponsor Retirement News
View ArticleCan an ‘auto-increase’ save your 401(k)?
Auto-enrollment has prompted more people to save for retirement, but many aren't saving enough.See it on Scoop.it, via Plan Sponsor Retirement News
View ArticleCould You Be Getting Higher Returns on Your 401(k)?
If you’re going to be the first person to live to 150 (experts say that person is alive today), you’re going to need a pretty hefty nest egg.See it on Scoop.it, via Plan Sponsor Retirement News
View ArticleWhy You Should Care About Your Employees' Retirement Plans - Forbes
The popular press is wrong about the decreased importance of company retirement plans in an employee’s financial planning.See it on Scoop.it, via Plan Sponsor Retirement News
View ArticleLarry Fink's radical retirement recommendation - The Term Sheet: Fortune's...
BlackRock's CEO says that the U.S. may need to make retirement savings mandatory.See it on Scoop.it, via Plan Sponsor Retirement News
View ArticleA looming threat employers face from 401(k) plan loan defaults
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View ArticleAutomatic 401k Saving Features No Fail-Safe to Retirement Success-Kiplinger
Employees who rely on low default contribution rates set by employers may end up with an insufficient nest egg.See it on Scoop.it, via Plan Sponsor Retirement News
View ArticleRecent Changes in Roth 401(k) Rules Enable Greater Tax Diversification |...
New rules governing 401(k) plans allow sponsors to offer a Roth conversion option.Tom Laessig's insight:Every 401(k) plan should have a Roth option. All it takes is a simple amendment to the Plan.See...
View ArticleTrustees: Full Social Security Benefits Will Only Last Until 2033
The latest report also shows that Social Security's disability fund has only a few years before exhaustion.See it on Scoop.it, via Plan Sponsor Retirement News
View ArticleFund fees are key to 401(k) success
Plan providers should focus on keeping fund fees low, rather than barring actively managed funds outright.Tom Laessig's insight:Another argument that active funds have higher fees than index funds...
View ArticleExactly How Much Are You Paying In 401(k) Fees?
One of the most frustrating aspects of investing is the fees. No matter what you do, you will pay fees.See it on Scoop.it, via Plan Sponsor Retirement News
View ArticleFine-tuning retirement plans beneficial for all
Tom Laessig's insight:Good article ffrom an accountant's point of view.See it on Scoop.it, via Plan Sponsor Retirement News
View ArticleRetirement Shortfall May Top $14 Trillion
Study finds most Americans have no private retirement savings and may face a lower standard of living.Tom Laessig's insight:Small-company employers need to step up and provide a vehicle for their...
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